Complaints

Complaint Handling & Escalation Mechanism

JMJ Microfin Private Limited follows RBI Fair Practices Code
and applicable RBI guidelines for customer complaint handling
and grievance redressal.

Step 1

Contact the Concerned Branch Manager

Customers are requested to first contact the concerned
Branch Manager of the respective branch where the
transaction/service was availed.

Resolution Timeline:

Complaints shall be acknowledged and resolved within
a reasonable time frame in accordance with RBI Fair
Practices Code and applicable RBI guidelines.

Step 2

Escalate to Customer Grievance Redressal Officer (GRO)

Name:
Shri. Sibin Johnson

Designation:
Director

Company:
JMJ MICROFIN PRIVATE LIMITED

Address:

Shop No.5, 1st Floor,
Adhi Vinayaga Complex,

No.3, Bus Stand,
Gopalsamy Temple Street,

Ganapathy, Coimbatore,
Tamil Nadu, India – 641006

Email:


co@palmamicrofin.com

Contact Number:


9539903099

Step 3

Escalation to Reserve Bank of India (RBI)

If the complaint is not redressed satisfactorily within
30 working days across all escalation levels mentioned above,
the customer may directly approach the Reserve Bank of India
through the following channels:

RBI Contact Details

Office-in-Charge
Department of Supervision
Reserve Bank of India
Fort Glacis, 16, Rajaji Road,
Fort St. George, Chennai,
Tamil Nadu, India – 600001

Centralised Receipt and Processing Centre (CRPC) / Complaint

Consumer Education and Protection Cell (CEPC)

Complaint Handling Flowchart

Customer Complaint
Concerned Branch Manager

Customer Grievance Redressal Officer (GRO)


Shri. Sibin Johnson
Director

If unresolved within 30 working days
Reserve Bank of India (RBI)

CEPC
Centralised Receipt and Processing Centre (CRPC)
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